Children and Young People’s Workforce (Early Years) – Theory Only Course 22 Lessons
ONLY £389.99 £389.99

What is a 19+ Advanced Learner Loan?

The Government has introduced 19+ Advanced Learner Loans to help learners, aged 19 and over, in further education pay the college or training organisation fee. Getting a Loan doesn’t depend on your household income and there’s no credit check. You won’t have to pay anything back until you’re earning over £21,000 a year. Once you earn over this amount you pay back 9% of the earnings you receive above this figure.

Total Loan Amount: £0.00

What are my repayments likely to be?

That depends on how much you earn, click on the link to the repayment calculator below to see how monthly payments relate to earnings.

To view our repayment calculator, please click here

REMEMBER: loan repayments only start when you are earning over £21,000 per year.

What if I never earn more than £21,000 per annum?

Currently if you do not exceed an annual salary of more than £21,000 your loan will never be repaid.

Repayments won’t start for any course until April 2016, but you can make voluntary repayments before then.

Can the 19+ Advanced Learner Loan be written off or cancelled?

Normally any outstanding loan you have will be written off 30 years after it becomes eligible to be repaid.

If you receive a disability-related benefit and are permanently unfit for work, it will be cancelled.

In addition, if you’re undertaking an Access to HE Diploma and then go on to complete an HE qualification the outstanding balance of your 19+ Advanced Learner Loan will be written off. To qualify for this write off you must have fully completed both courses. You do not need to take out a loan for the HE course. However, it must be eligible for funding by Student Finance England. The HE course does not have to relate to the Access to HE course you complete.

Who is eligible for a 19+ Advanced Learner Loan?

To be eligible for the loan you must be:

• 19 or older on the first day of your course (there’s no upper age limit)
• living in the UK on the first day of your course, and have lived in the UK, the Channel Islands or the Isle of Man for 3 years immediately before this starting your course on or after 1 August 2013

Is there an upper age limit?

There is no upper age limit in order to apply for a 19+ Advanced Learner Loan.

Is there a maximum amount of Loan available?

The course fees of the Stonebridge courses eligible for the 19+ Advanced Learner Loans can be entirely covered by the loan amount you are able to take out.

Who is providing my Course with the 19+ Advanced Learner Loan?

Dimensions Training Solutions, an established training provider with accountability to the Skills Funding Agency and Ofsted.

What difference does the funding make to my course?

There are some differences when you apply for, and receive a 19+ Advanced Learner Loan

• "Dimensions Training Solutions" deliver your course.
• Six Employability and Independent Learning Skills (EILS) modules are embedded in the content of your course: Maths, English, Digital Life Skills, Confidence, Resilience and Meeting Deadlines to help boost your skill-set and further your career.
• You complete your course to your "Individual Learning Plan" which has a set finish date.
• A Student Support Officer (SSO) will be assigned to you, so you have a single point of contact to help you stay on course.
• Dimensions Training Solutions monitor your study hours and provide the Skills Funding Agency with evidence of learning.

Is 19+ Advanced Learner Loan available to students with existing qualifications?

Yes, previous qualifications that learners have achieved do not affect their ability to apply for a Loan to gain new qualifications. What happens next?

Wondering what happens next? View our Advanced Learner Loan Journey Summary or take a look at our guide to the 19+ Advanced Learner Loan Application Process

Now that you have made your mind to start your journey please click on the "ENROL NOW" button.

By working with Pay4Later Consumer Credit services we can offer you a longer repayment period on your course. This means that your monthly repayment amounts are smaller and more affordable. Furthermore if you finance your course using Pay4Later you can complete your training and receive your qualification even if you have not finished paying off your loan. This is great news as it means that you can start earning as soon as you are qualified so that you are able to pay back your loan.

Will I qualify for credit?

We can only consider your application if:

• You are 18 or over, and employed at least 16 hours per week
• You have a good credit history with no late payments, debt relief orders, CCJ's, IVA's or bankruptcies
• You are a permanent UK resident and able to supply a UK address history for the last 3 years
• Applications from students (unless employed at least 16 hours per week) or unemployed single house persons will not be considered

Legal

Stonebridge Associated Colleges Limited is authorised and regulated by the Financial Conduct Authority (Consumer Credit License: 673930).

Consumer credit service provided by Pay4Later in association with Retail Money Market Ltd. Pay4Later is licensed by the Financial Conduct Authority (Consumer Credit Licence: 0616240). For more information please refer to our frequently asked questions (http://www.pay4later.com/consumerfaq) or visit http://www.pay4later.com/.

Ratesetter is authorised and regulated by the Financial Conduct Authority (FCA) with the reference number 633741. Ratesetter is not covered by the Financial Compensation Scheme. Registered offices are at 406 Great Guilford Business Square, 30 Great Guilford Street, London SE1 0HS. For more information please visit: www.ratesetter.com